Free property tools
Answer the two questions every buyer starts with, what can I afford, and does the deal stack up, using the same fundamentals the pros use.
Borrowing power & pre-qualification
See how much you can borrow and the price range you can reach: from your income, debts, and deposit. Check a target property against servicing, DTI, and LVR.
Check what you can afford
Property cashflow calculator
Model the weekly cost (or surplus), gross yield, and 10-year equity on any NZ investment property.
Model a property
Property vs shares
See how mortgage leverage changes the long-run outcome of buying property versus investing the same capital unleveraged in the NZX 50, ASX 200, or S&P 500.
Compare the two paths